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2:00 pm is the payment cut-off time. Payments entered on Monday through Thursday before 2:00pm will be posted on the next business day. Payments entered after 2:00pm on Monday through Wednesday will be posted in two business days. Payments posted after 2:00pm on Thursdays will be posted on Monday. Payments posted after 2:00pm on Friday and on the weekend will be posted on Tuesday. Our business days are Monday through Friday excluding Federal holidays.